CIVIC is your local Orlando private money lending partner that empowers its clients through excellent service. We are young, optimistic, energetic and changing the face of the hard money industry. We are backed by wall street and have the resources that support our commitment to work swiftly and tirelessly until your deal is done.
We simplify and streamline the private lending process through modern innovations, proactive communication, and hard work. At CIVIC you are not a number, you are a partner. Whether you’re an experienced investor or a first-time borrower, we are here to to help you break through traditional lending barriers to unleash ever-increasing success.
Make CIVIC your simple funding source for your Non-Owner Occupied lending needs.Learn More
Looking to purchase a multifamily property, CIVIC can help.Learn More
Make CIVIC your private funding source for your Non-Owner Occupied lending needs.Learn More
When standard loan products don’t meet your client’s needs, CIVIC can help.Learn More
Whenever you’re ready to invest in real estate, CIVIC is ready to help.Learn More
CIVIC Financial is a Orlando private money lending company that lends its own capital to real estate investors looking to fix-n-flip real estate through 3 different but very streamlined hard money loan programs.
Whether you're a rookie investor or seasoned pro, our Orlando private money lending experts are here to make sure you achieve your goals as a real estate investor. Through our 1 and 2 year hard money loan programs, we make sure you find the right loan for your project which is why it's so important to familiarize yourself with not only the real estate side of things but also your financing options through CIVIC Financial Orlando.
The reason we exist is to be an alternative fudning source to traditional banks and provide capitol to Orlando real estate investors quickly. Traditional banks generally have much more stringent guidelines and hoops to jump through which equates to a lengthy approval process which leaves investors hamstrung. Private money lenders like CIVIC have become critical to the real estate investment/fix-n-flip industry because we can deliver capitol quickly providing investors with a funding source they can rely on as they grow their business.
As a Orlando private money lender, we typically encounter only a few different types of investors:
Risk, risk and more risk. Orlando private money lending companies like CIVIC take risks that traditional banks simply won't take on. At the end of the day, if your fix-n-flip or multifamily financing project makes sense, our Orlando private lending team will make sure you receive the capitol you need to finance the project, and quickly. So when you're ready to get a quick quote on your project, Click Here!
Thank you Marco and team for making the funding process so easy and fast! Lets close some more
Always great service!
Thanks to My Account Executive, Melissa Salinas and Account Manager, Michael Hoyt, it has been a delight to work with Civic and on this process for this file. Thank you guys!
Overall experience was excellent. Loan officer was very knowledgeable about loan products and processing/underwriting procedures. Loan processor was efficient, effective and easy to work with.
Because I have an awesome rep!
Personable service, quick responses and accurate information.
Brian Fung is exceptionally committed and professional. I called him during the Friday before Christmas to ask some questions on a deal I was considering and I was amazed at the level of service I received from then on through […]
Very good service. I especially appreciated the help from my account executive Michael
The funding team of Daniel, Jose, and Maurissa got it done.
I really appreciate your speed and efficiency.
I have worked with numerous lenders and I have to say Matt C. and his team exceed my expectations. Very professional, call/email responses and understanding my needs as investor. I am excited to work with him on more deals in […]
Honest, efficient and personable. Those three things are often mutually exclusive. You may get two of these traits, but these professionals are all three of the major things I look for in a team. Doing business can be challenging, so […]
You Guys Rock – and fill a nice niche
I love Civic! Quick, Professional and Courteous all at the same time. . . .Yessss!
As in Independent sale office,the Civic Financial ‘Services” team gives us the tools, insight to overcome obstacles,education for a smooth underwriting process and eventually close and bring value to our clientsSpecifically, Jackelyn Gonzales and her team including Rebecca Potter and […]
Audre made us feel assured we were going with the right loan for our situation. I’m very pleased with her performance and professionalism. You should be proud to have her on your team.
Fast and easy closing
I would like to commend Kevin Victoria and the rest of the staff for all their help and support in making this transaction possible. Best Regards!!!
Really enjoyed working with Rance; very easy and on top of the finance options. . Extremely helpful and financed in a timely Fashion
As always, great experience working with Michael at Civic. Great team!!!
Good job Tiffany!! Already gave her another deal in progress.
I would recommend them to CIVIC, more specifically refer them to work exclusively with Ben S. He is an amazing BDO, it’s a pleasure to work with him!
Great experience and results!
Just closed my first deal with Civic. Peter K is just the best rep ever. Great communication skills, quick response and always keeps you in the loop.
Every one on the team had to put their best foot forward to close this transaction and no one gave up, it was extremely challenging. We all stayed the course and closed. David, Arnold, and Jenna are excellent to work […]
Easy to deal with the staff Good job to JP
Very nicely working team
Great Staff! Chris Rosas is an excellent AE!
Steve was awesome! Thanks so much!
John is great to work with!
Jackelyn and Civic has been a pleasure to work with and always ontime closing
The process was fast and easy
My AE is the best, Melissa Salinas, and the process is pretty expedient if all is submitted completely
Working with people you trust makes all the difference
Because Justin and Chelsea were great throughout the entire process, they made sure everything that needed to be done got done and that it was a extremely smooth process
Excellent service, fast response
Rance Brown gets the job done. 5 stars.
Nick was extremely professional and timely with all his responses. It was a pleasure to work with him and we look forward to our next deal
It was a pleasure working with both Civic and Cristian Gonzales. They made the transaction easy, smooth and fast. Despite having significant back and forth with the seller. As a hard money lender they will be my go to lenders. […]
Acct Rep was outstanding
Excellent service. CLAYTON DANLY went above and beyond. Highly recommend
Great company to work with.
Brian Fung was great to work with. . . . he was very communicative and held our hand through the entire process. I would highly recommend Civic and would definitely use them again.
Another great transaction with Marco and his team. Got more coming, thanks for everything!
Melissa and her team are truly amazing. They worked hard during Thanksgiving holiday to ensure my files are taken care of and went above The call of duty I have received such outstanding service. Merci
Tedd G. is the greatest. Extremely knowledgeable, helpful, and for a person as busy as he must be he is consistently very prompt in responding to calls, emails, etc.
They were very fast and Steven is always right on with everything he quotes and gets deals moving along
My rep at Civic has been awesome and extremely responsive on always getting my loans closed on time. Jackelyn and her team are great to work with and highly recommended
We had to close in a very short period and Civic and Justin Segal pulled out the stops to make it happen. We closed on time and we are already renovating the property. The terms are competitive and with Great […]
Fast close, easy to work with 🙂
Rance has been excellent to work with, fast an sufficient closing
Everything went well and everyone is very professional
The Process was fast!
We absolutely loved working with Civic!Our broker Blake Rogers agreed to meet us in person and we were very impressed with his knowledge, responsiveness, honesty, and genuine understanding of what WE needed, and try to work with that. We were […]
Great people to work with
Quick turn around for service
Justin and Jack was great to work with and helped me push this through so fast. Great person!!! Thanks
Chris was amazing. .
Civic Financial Services was great! Anthony kept me informed every step of the way and we closed on time, despite having a few issues with the wholesaler I was working with. They were also able to offer a very competitive […]
Marco and his team are always so helpful and responsive which makes closing loans with them so easy and stress free!
Working with Civic is great. My AE Justin Segal and his team are awesome. They push and get stuff done fast. They reply within minutes to every email / text or call. Their construction loan programs are awesome. I recommend […]
Civic and staff were amazing to work with, they were there every step of the way
Ryder and Monica were wonderful to work with! From my first call until closing, the process was smooth, there were no surprises. All requirements were laid out clearly. Complete disclosure and professionalism. Thank you!!!
Once you set up the file clear conditions. Fast easy efficient closing. Will use them again. Thanks you Josh.
Overall a good experience. Lots of hard work by Bijan to make this all possible. Great Job!!
Excellent follow up, and genuine care to get the deal done and help out
Quick and Easy! Peter was the bomb. com!
It’s been a pleasure working with Anthony!I have already referred a friend who also closed a loan with Anthony. He is the man!!
Justin Cohen is a rock star and a pleasure to work with . Highly recommend.
Great experience. Very happy with my experience
Excellent service! Very impressed with Eli’s professional service.
Jackie and Rebecca are an amazing team that go far beyond the minimum required to get deals close. They understand HOW to structure and get the job done
Great customer service
I believe that the personable relationship with my particular broker, Brian Fung, made the difference. The interest rate, terms, and points for closing were competitive. They expedited the loan with speed and consistency
Working with Joe Z. was a breeze. He’s always very helpful
Efficiency and thorough knowledge of my needs
The interest rate is good. Employees are professional. Worked with Nathan; he is just awesome. The closing process is streamlined and very simple
Justin did a great job all around. Got the mortgage done in a short amount of time and maintained great communication throughout the process
Amazing team to work with!
Said he could fund it and Did! Can’t ask for anymore! Thanks
Rance and his team do an excellent job keeping me informed about the process of my loans. He is always there to address any concerns or questions I may have
My AE makes my deals work even on the most difficult loans
The team over at Civic really go above and beyond to help our clients! With all the changes we go through day to day, their continuous innovations are just what our markets need! Without Civic there would be a large […]
Civic team did an excellent job of completing my buyers purchase transaction. Dan Crouse was always readily available for any and all questions and concerns
Because it is always a professional representative and a resourceful crew working together, that makes everything easier . Always giving answers right away, it makes me feel supported trough the process. Thank you!
Great loan structure
Delightfully easy process!
John Paul did a great job staying on top of the issues and moving this to closing
Melissa Salinas and her team is awesome. Very helpful and prompt. The process was smooth and they are very good at keeping me inform. Everyone was very friendly and professional. I would recommend Melissa to anyone who needs a hard […]
The loan company offered its constant support to close the business. They were very open with the information and very quick to solve any discrepancy.
Civic consistently delivers exceptional service. Jacquelyn is priceless! We are 100% satisfied
Eli is amazing. Great communication
Great job closing the transaction on time.
They were very efficient and helpful in the whole process. We got everything pushed through and Michael did a fantastic job. Highly recommend them.
From the moment I inquired about their loan products and up to the closing of my first brokered loan, Jack and Vanessa have been very helpful. I was impressed with the service and will recommend them to my colleagues for […]
Quick close. . . good job Brian Lee
Working with Jack Lupo has been a great experience. He’s been nothing but awesome with knowledge, understanding and patience. I look forward to building a relationship with him and the rest of the CIVIC team. Mahalo!!
Easy and transparent to work with!
They were great to work with as always
Because of the amazing team I work with.
Very smooth transaction. Closed loan within 10 days.
Really, it is the person I work with that makes Civic so worthwhile. Wade LaRouche was right there for me all the way through a couple of transactions that required diligence and hard work
Civic Financial Services handled my transaction with a high level of professionalism and speed. Their processes are streamlined, which for a customer equates to a high level of confidence and security that they will do what is promised. And that […]
Working with Civic was a very smooth and painless transaction. Bijan and Jeremy handled everything professional and timely. Best Buy and hold program I have seen anywhere. Definitely recommend taking a look at their programs. Structure and employees are top […]
The representative, Jack Robinson was great to work with. As needed he was very present in the process and could get answers and not excuses. I have been in finance and accounting since 1977 and he is a good representative […]
The Civic team was very helpful throughout the loan process
Great service, very responsive and delivers, love working with Brian
Arnold, David & Jenna, are always helpful. They work well together as a team
Jack, Aly, and Michael are awesome to work with. Constant communication throughout the entire process which is huge. There was never a time in the process when we didn’t know status of our file
Jame was real helpful and the process is Simple and Quick
Civic never ceases to impress me with their ability to get to closings in a timely manner. They realize that time kills deals and the less time it takes to fund mitigates much of the concern
Excellent follow up and teamwork to get the loan closed
With Jack Lupo, Aly Howard and Michael Hoyt we make a great team. They are the best to work with
Will recommend this to anyone needing financing. Experience with our assigned account executive overall has been very positive and efficient
Matt and Corey are the best
Very smooth transaction overall
Because your services are awesome
Easy to use and work with.
From day 1 service has been excellent. So often in this industry terms and fees are changed for the worse, not with her. I would not hesitate to recommend Savannah (Civic Financial) to anyone that is looking for a hard […]
Civic FS were very fast and efficient, highly recommend!
Because you guys do everything possible to get our deals closed!
The online process for applying for a loan w/Civic was simple and straightforward. I got immediate feedback & knew exactly the deal for which I was qualified. The Account Executive, Randi Lauren, followed up with a phone call the same […]
Pretty simple and straight forward process. Not a lot of red tape and communication throughout the process was on point
Just a very pleasant easy experience, The staff worked professionally and was very efficient in getting things accomplished to an easy closing
CIVIC is one of our most thorough and responsive lenders. 110% recommend them to other builders and developers!
Eddie is 1st class and always professional & really helpful. And my closing agent said she had a very enjoyable experience with your entire team. Please pass on my sincere thanks to each of them
Civic was very good to work with. Recommend them to all looking for investment needs.
Things have really turned around and there has been more communication making things smoother
The process from beginning to end was conducted in a very professional manner. The communication was always great and the team did an amazing job working together to get deal done. This was my 1st closing with Civic and I’m […]
Once the file gets to loan docs and back to funding, loan funds right away. .
Dara is an excellent Account Executive-very professional, caring, pleasant, and above all patience. It is a pleasant working with her!
Marshall and Monica were so prompt in responding and kept our closing date in mind the whole time
Always good fast with great communications. Quick closings, great service
Marshall was very persistent and helpful. Always on top of everything. Good job!
We would definitely recommend this company! Daniel is very professional and very helpful! He worksed hard for us and got the deal done quickly! We are very happy and will continue to work with Daniel for our next deals!
I appreciate the fact that you believed in me and my dream, you gave me a chance when others did not. I will be doing more business with civic going forward that’s a guarantee!!
I was working with Justin and he is amazing. Very professional.
This was my first time working with Mark Liker for a hard money loan. I switched to him from my previous hard money lender, as he came highly recommended from a wholesaler friend of mine. Mark was professional, his numbers […]
Civic was able to quickly get us financed so that we could move on a house
Efficient, responsive, and overall great experience!
Jack is amazing to work with!
Team went out of the way to make deal work and process is very streamlined
Quality representation, easy communication from everyone involved. Happy to work with a professional organization
The Process was very fast
Patrick Morgan has been very instrumental in navigating us toward the right path. He has also exhibited product knowledge which I cant say the same for other reps with other lenders I have worked with. Our business experience as a […]
Excellent service and experience
Fantastic follow up. Good rates. Strong customer service
I can not tell you how appreciative I am of Jackie and Rebecca at Civic Financial. They closed my deal with in 2 weeks. Thank you ladies you are such a Blessing.
Speed, communication and aggressive products.
This Loan process was fast, efficient, and very well communicated
Matt Rabinowitz was extremely proficient and straightforward. When an answer was not off the top of his head he was able to retrieve it with a quick response and accurate answer. Everything occurred as planned, no big surprises, the transaction […]
Will, Aly, Marisa and the rest of team did an outstanding job again as always! Another smooth transaction.
Closing went smoothly and Eli did a great job keeping things on track
Jackie and Rebecca are the best team ever
Woot woot! Woot woot!
Because of our relationship with Ben/BDO
It was a pleasure meeting Melissa Salinas at a recent REIA in Dallas. She earned our trust with her friendly nature and professionalism. Melissa and Michael Hoyt provided an excellent lending experience, knowledge and patience as my company joined a […]
Jim and his staff were patient, professional and executed my funding with such ease. I would definitely recommend them and I plan utilize their services again for my capital needs.
This is the second deal I’ve done with Jack can’t say enough how smooth the process goes with him and his team. Always super responsive and great at setting realistic expectations. Looking forward to doing many more.
Your entire team has been very helpful and accommodating through the entire process. It’s a breath of fresh air to actually reach out to some one and get the answers/ solutions I need
Many thanks to Civic Financial Services! The process was streamlined and efficient. My loan offer went above and beyond to ensure we received the best deal possible. I truly enjoyed working with the staff at CIVIC, looking forward in doing […]
The service, timeline, and delivering as promised saved this deal!
Very good service from Chris and Chelsea
Amazing and professional service
So many great things about CIVIC
I gave a perfect 10 rating to Civic, because of my AE Nat Avendano! She was professional, always available, and extremely knowledgeable. All other parties involved in our transaction, (including our title company, which is impossible to please), agreed that […]
Zac Miller was absolutely great! Extremely professional, honest, reliable, attentive, and knowledgeable of all Civic products and guidelines. We had a very pleasant experience with the way our first loan was handled at Civic and how smooth the process was. […]
Michael Marazoni gave us good service and a lot information that helped us to understand the Civic services
Thank you for a great experience at Civic. Smooth transaction. Dan worked with me from start to finish answering every question I had. All staff emailed promptly and all docs were in order in a timely fashion. Will recommend to […]
Always a great lender!
Very professional team, Daniel is very responsive and closed quickly.
Rance has been a pleasure to work with, I’m Very satisfied with Civic
Our Team is Excellent. All about teamwork. There support and urgency matches mine. Friends and Partners!!
They are just that good!
Great process and reps, The best private lender in the market
Starting by Derek the loan officer and Monica his boss and the entire team. Easy process from A to Z as promised !
Easy process. Staff was great to work with
Chelsea Menese is by far the best processor, loan coordinator I have ever worked with. This file along with the 4 previous files were very easy as a result of HER amazing talents. Chris Lushina has also gone out of […]
Excellent service , great lending company . Thanks for everyone’s hard work and efforts . I will refer all my friends and family to Civic
A really seamless transaction. They were professional prompt and just what I needed. Jim, Jack and team were awesome.
Quick, easy and closed on time.
Our experience with Marshall Jones was excellent. This is our 2nd transaction with him and both experiences were outstanding. He is a great communicator that is familiar with your programs and walks us through the process along the way. Marshall […]
Very quick and responsive group of people
Excellent communication and smooth process, look forward to working together on future deals
Fund quickly and very responsive
I will recommend this company to others, in fact my first one is already in mind.
Greatly enjoyed every step with Savannah. She was quick, welcoming & happily took care of everything I needed! Wish every business transaction was as smooth & professional. Needed money fast to secure a home & Civic got it done. Thank […]
5th flip this year and 5th loan with Civic, the relationship strengthens and the profits keep rolling! Very two way profitable relationship!
Jack Lupo is awesome! Smooth process from start to end
Jack Robinson is the BEST!!Huge asset to Civic Financial Services!
Eli was great, he was very responsive, all Civic staff was also gave me a timely and accurate response, and they were all friendly and professional
Excellent service all questions i have are answered and Joseph Castaneda and Gabriela Ramirez have great customer service
Very professional, always answers his phone whenever I have questions. We were able to close my loan in 10 days
Quick close and an easy process
Matthew is the best person to work with
Called them after a denial due to difficulties with income although I have a stellar credit score and no lack of down payment. Talked with Matt, painless application, answered EVERY call no matter time day and night (and there were […]
Anthony was great in the process